Credit Card Processing for Home Inspectors

Secure Credit Card Processing

With Heartland, you get a credit card processor that is dedicated to protecting your business. Heartland Secure, our card processing security solution, uses three powerful technologies—EMV, end-to-end encryption and tokenization—to protect your customer’s card data as soon as the credit or debit card is used, making all data completely useless to hackers. Process payments on your device devices or with our online virtual terminal. Learn more about secure merchant account processing today. 

Breach Warranty

Sixty percent of small businesses permanently close their doors within six months of a credit card breach. We’re so confident in Heartland Secure, our credit card processing security technology, that our merchants are covered by a comprehensive breach warranty. In the unlikely event that you experience a credit card breach while using a Heartland Secure-certified device, we will pay for losses, fines and fees that result from a card data breach, protecting your business from becoming part of the 60 percent. Find out how to get covered by our free breach warranty. 

Wholesale Pricing

Transparency drives everything we do. That’s why we offer Interchange-Plus pricing, giving you full disclosure into how much you’re paying us and how much goes to the card brands. This protects you from arbitrary price increases and ensures that you receive the full benefit of cost reductions. 

No Hidden Fees -  Other credit card processors mislead merchants by hiding extra fees and surcharges in confusing contracts and statements. At Heartland, fairness and transparency are our core values. Merchants can count on an easy-to-read credit card statement that clearly shows how much they paid and what they are accountable for.  

Next Day Funding

Cash flow is paramount to your small business. Get funds faster. Heartland merchants receive funds from their credit and debit cards sales faster than ever. Regardless of the bank relationship, merchants receive their money from all card transactions the very next business day. 

24/7 Customer Support

Heartland delivers best-in-class customer service. Our U.S.-based service center provides live customer support 24/7/365, with calls answered in less than ten seconds on average. Unlike other 24/7 support lines, Heartland doesn’t use a ticket system that requires waiting for a resolution. A customer advocate immediately addresses our merchants’ inquiries. 

Mobile Payments

We know how important it is for you to take payments while out at the inspection. Our mobile app is secure easy to use and can take any payment including EMV, Apple Pay, Samsung Pay, Android Pay, Credit and Debit. Unlike other mobile payment solutions that hold funds for up to 30 days, Heartland funds its merchants as if they are processing transactions in a store, so you’ll receive your funds faster. 

Heartland vs. the Competition

  • Next Day Funding on all card transactions including AMEX
  • Wholesale pricing regardless of business size
  • AMEX OptBlue program providing AMEX rates similar to VISA and Mastercard
  • No maximums on transaction size or monthly limits
  • We don't hold your funding on large transactions like other processors
  • We pass through 100% of the benefit you deserve from the Durbin Amendment
  • No hidden or junk fees - this is how many processors make their money
  • Access to business lending up to $2M with rates as low as 4.8%
  • Fraud and credit card breach protection - we will pay your costs if you ever  have a breach

The Heartland Difference

Heartland serves businesses of all sizes and is dedicated to helping you achieve your goals. Fairness and transparency are our core values. We created the Merchant Bill of Rights to promote fair payment processing practices on behalf of small to mid-sized business owners. We focus on customer relationships and take pride in serving as your advocate.